Target Circle Programs & Memberships
🎯 Target Circle Programs & Memberships
Complete guide to all Target loyalty programs and how to maximize your savings
Target Circle (Free Membership)
Target's free loyalty program that gives you automatic discounts, personalized offers, and exclusive perks. No cost, instant benefits!
Join Target Circle Free →Core Benefits:
No membership fees, no credit check, instant activation
Get 1% back on every purchase as Target Circle Rewards
Discounts applied automatically at checkout - no clipping needed
Custom deals based on your shopping history and preferences
40%+ off rotating daily deals on popular items
Special surprise on your birthday month
Get first dibs on select sales and promotions
Link with Ulta Beauty for bonus points and exclusive offers
Special Discounts:
- Military Discount: 10% off storewide (verify ID.me)
- Teacher Discount: 10% off select dates (verify ID.me)
- College Student Discount: 15% off select weekends
Target Circle Card (Credit & Debit)
Save 5% on every Target purchase, every single day. Available as credit card or debit card option.
Apply for RedCard →Credit Card Benefits:
Save 5% on all Target purchases (in-store and online)
Free 2-day shipping on hundreds of thousands of items
No annual fee, no monthly fees
Extra 30 days for returns (120 days total)
5% off Starbucks at Target locations
5% off specialty gift cards (restaurants, travel, entertainment)
5% works on top of sales, Circle offers, and coupons
Pay $49 instead of $99/year for Circle 360 membership
Debit Card Option:
Links directly to your checking account • Same 5% discount and benefits as credit card • No credit check or credit score impact • Perfect if you prefer debit over credit
Mastercard Option:
Upgrade to Target Mastercard to use anywhere Mastercard is accepted:
- 5% off at Target
- 2% back at restaurants, gas stations, grocery stores
- 1% back everywhere else Mastercard is accepted
Target Circle 360
Premium membership with unlimited same-day delivery and exclusive perks.
Membership Benefits:
On orders over $35 from Target stores
On hundreds of thousands of eligible items
Exclusive gifts or special discounts each month
Same-day delivery from CVS, PetSmart, Lowe's, 7-Eleven
Quick Comparison
| Feature | Target Circle (Free) | Circle Card | Circle 360 |
|---|---|---|---|
| Cost | FREE | FREE | $99/year ($49 with Card) |
| Automatic Discounts | ✓ | ✓ | ✓ |
| 5% Off Every Day | — | ✓ | — |
| Free Shipping | On $35+ | ✓ 2-day | ✓ Fast |
| Same-Day Delivery | $9.99 per order | $9.99 per order | ✓ Unlimited |
| Extended Returns | 90 days | 120 days | 90 days |
💎 Insider Tips for Maximum Savings
1. Stack All Three Programs
Combine Target Circle (free) + Circle Card (5% off) + Circle 360 (free delivery) for ultimate savings!
2. Link Ulta Beauty Rewards
Shop beauty at Target and earn both Target Circle rewards AND Ulta points simultaneously.
3. Use Gift Cards Strategically
Buy specialty gift cards with your Circle Card to save 5% on restaurants, travel, and entertainment you already use.
4. Time Your Big Purchases
Wait for Circle Week (twice yearly) to combine 40% off deals + 5% RedCard + Circle offers for massive savings.
5. Check Daily Deals
Circle members get access to Deal of the Day with 40%+ off - check the app every morning!
Ready to Start Saving?
Join Target Circle for free and start saving today!
Join Target Circle Free Apply for Circle Card⚠️ Disclaimer
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